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Free Shred Event in the Charlotte Area

Free Shred Event in the Charlotte Area

| September 23, 2021

There is an upcoming FREE shred event with Shred360. Shred your sensitive documents in a timely manner!

The event is taking place at the Bojangles Coliseum (2700 East Independence Blvd) on Friday, October 8th, 2021 from 11:00 am until 1:00 pm.

Attendees are limited to three (3) boxes (copy paper box or smaller) or three (3) bags (kitchen trash bag or smaller) per vehicle. Binder clips, paper clips, staples, rubber bands, or CDs/DVDs can stay. 

To view other shred day events by Shred360, visit

How long should you keep documents?

Do not toss: Defined-benefit plan documents, Estate-planning documents, Life-insurance policies, Safe-deposit box inventory (don’t toss the key either!). Federal and state tax returns.

 Keep for 7 years: supporting records for personal federal and state tax returns.

 Keep for a limited time:

                Household furnishings paperwork

                Keep receipts, warranties, and, while you're at it, instruction booklets for major appliances and electronics. You can get rid of a warranty when the period it covers has passed, and the rest of the material when you no longer own an item. Ditto for canceled receipts and bills for major purchases such as furniture.

                Investment purchase confirmations

                You'll need these to establish your cost basis and holding period when you sell the investments. If this information appears on your annual statements, you can keep those instead. Store the records in your file cabinet until you sell the investments, at which time you should move the back-up records into that year's tax-return file.

                 Loan documents

                Keep closing documents for mortgage, vehicle, student, and other loans in a safe-deposit box. You can get rid of them after the loan is paid off, keep proof of payment and release of mortgage lien until home is sold.

                Savings bonds

                Hold these in a secure place until you cash them in. Or you can convert them to electronic form using the Treasury's SmartExchange program, at

                Vehicle records

                Keep purchase receipts, titles, and registration information in a safe-deposit box as long as you own the car, boat, truck, or other vehicle. Store the maintenance and repair records in your home filing cabinet.

 Keep for a year: Bank records, Credit-card bills, Current-year tax records, Investment statements, Pay stubs, Receipts

See chart below for where to keep documents and when to toss them.

Keep these documents at home


When to toss them

Bank deposit slips

After you reconcile your statements

Banking statements

After a calendar year; and after you have filed your tax return, store with tax returns if they will be used to prove deductions

Brokerage, 401(k), IRA, Keogh, and other investment statements

Shred monthly and quarterly statements as new ones arrive; hold on to annual statements until you sell the investments

Credit-card bills

After you check and pay them, unless you need them to support tax filings

Employer defined-benefit plan communications


Household warranties and receipts

After you no longer own the household items

Insurance policies

Hold until term expires

Investment purchase confirmations and 1099s

Hold until you sell the securities, then keep with your tax records for an additional seven years

Pay stubs

After you reconcile them with your W-2 –hold the last paystub of the year for tax support – ie. Charitable donations, after tax health insurance


After you reconcile them with your credit-card or bank statement unless needed for a warranty or tax deduction

Safe-deposit box inventory

Never, but review and update annually

Savings bonds

Cash them in when they mature

Social Security benefit statements

When you get a new statement, then shred the old one

Tax returns and supporting documents

Returns and W-2’s never, all others shred after 7 years.



Keep these in a safe-deposit box


When to toss them

Birth and death certificates


Estate-planning documents


Life-insurance policies

Never, or when a term policy has ended

Loan documents.

After you sell your automobile, boat, or whatever the loan was for. Mortgage loans – only after sale of home –keep proof of any loan payoff.

Marriage licenses and divorce decrees


Military discharge papers


Social Security cards


Vehicle titles

After you sell the car, boat, motorcycle, or other vehicle